the Feds are supposed to guarantee $250K for individual depositors. everyone knows this and plans accordingly. why did the Feds end up guaranteeing far more than that? and if your answer is "well it would have caused untold pain to lots of people" well so does not guaranteeing universal healthcare or school lunch for poor children but there's an AMAZING lack of urgency about those groups. the bottom line is, if you're rich you're much more likely to get so-called "handouts" from the government. and this is the same group who insists that you have to be a bold innovator and take risks to be a human being of any value (and then when their risks don't pay off, this is what happens). it's disgusting.